Title Sponsors

Crowe Horwath
Ice Miller llp

Participating Companies

First Citizens Banc Corp.

First Citizens Banc Corp’s banking subsidiary, The Citizens Banking Company, was founded in 1884 and has grown to $1.1 billion in total assets by providing financial services to retail and commercial clients throughout north-central Ohio. The Bank’s deposit products included retail and commercial products as well as cash-management services. The Bank’s loan products include commercial (including SBA loans), agricultural, commercial real estate, residential real estate, real estate construction, and consumer loans. The Bank also provides trust and brokerage services through its Wealth Management Group with over $425,000,000 in managed assets; and offers insurance services. From its origins in Sandusky, Ohio and six subsequent acquisitions, the Company operates throughout north-central Ohio with offices in Sandusky, Norwalk, Berlin Heights, Castalia, New Washington, Shelby, Chatfield, Tiro, Greenwich, Plymouth, Shiloh, as Citizens Bank. The Company operates offices in Fairlawn (Akron metro), Dublin (Columbus metro), Hilliard (Columbus metro), Plain City, Russells Point, Urbana, and Quincy communities of Ohio under the name of Champaign Bank. 

Presenter - James O. Miller, President and CEO

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Mr. Miller began his career in banking in 1974 and has been with First Citizens Banc Corp and the Citizens Banking Company since 1986. He has worked in a variety of positions within the Company and became president of the Bank in 2002 and president of the Bank and Holding Company, First Citizens Banc Corp in 2007. 

Presenter - Richard J. Dutton, Vice President and COO

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Mr. Dutton joined the Company in 2006 where he serves as a Senior Vice President of the Company and as the Executive Vice President in charge of operations of the Bank. Prior to joining the Company, Mr. Dutton was in public accounting from 1986-2002 where he focused on advising financial institutions.  From 2002-2006 he served as the Treasurer of the Peoples Ohio Financial Corp.



James O. Miller

David A. Voight

Sandusky, Ohio


Vice President and CFO:
Todd A. Michel Vice President and CFO

Investor Relations:
James O. Miller

Visit First Citizens Banc Corp at

Investor relations for First Citizens Banc Corp can be reached here